However, having said this, with the current circumstances being such that returns from all traditional asset classes such as FD��, government instruments such as NSC and post office schemes, and other fixed maturity avenues not able to beat inflation, equities and other long duration assets are the only means to protect value erosion of the corpus earned though hard work.
Over the past several decades, equities as an asset class have delivered handsomely and beat all asset classes by a wide margin. The average returns from equities in the past three decades have been in the range of 14%-15% as opposed to high single digit returns from fixed income earning assets.
How can senior citizens participate in stock markets without having to worry about volatility and value erosion?
A few pointers for senior citizens that would help them invest in stock markets and yet not lose sleep are enlisted below:
By having a disciplined approach
This means that it would be wise to limit the exposure to equities; depending upon how much the person would set aside as funds that are not immediately required. Only a certain portion, say 20%-25% of the total corpus (or what can be spared for a period of 5 years or more) could be earmarked for investing into equities and related instruments.
Top Logistics Companies For 2015: Wintrust Financial Corporation(WTFC)
Wintrust Financial Corporation, through its subsidiaries, engages in community banking, specialty finance, and wealth management operations. Its Community Banking segment offers banking and financial services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional customers. This segment?s products and services include deposit products, such as demand, negotiable order of withdrawal, money market, savings, and time deposit accounts; home equity, home mortgage, consumer, real estate, and commercial loans; safe deposit facilities; automated teller machines (ATMs); and Internet banking services. The company?s Specialty Finance segment offers financing for the payment of commercial insurance premiums to businesses and individuals; short-term accounts receivable financing; and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to customers in the temporary staffing indu stry, as well as engages in the origination and purchase of residential mortgages for sale into the secondary market and provides the document preparation and other loan closing services to a network of mortgage brokers. This segment markets its products primarily through insurance agents and brokers. Its Wealth Management segment provides trust and investment services, asset management, and securities brokerage services, which are marketed primarily under the Wayne Hummer name. As of December 31, 2009, the company operated through 78 banking facilities, as well as owned 123 ATMs. Wintrust Financial Corporation was founded in 1992 and is based in Lake Forest, Illinois.
Advisors' Opinion:- [By Zacks]
Some better-ranked Midwest banks include First Interstate Bancsystem Inc. (NASDAQ: FIBK), Wintrust Financial Corporation (NASDAQ: WTFC) and PrivateBancorp, Inc. (NASDAQ: PVTB). All these stocks carry a Zacks Rank #1 (Strong Buy).
- [By Monica Gerson]
Wintrust Financial (NASDAQ: WTFC) is expected to post its Q3 earnings at $0.64 per share on revenue of $195.50 million.
Art's-Way Manufacturing Co (NASDAQ: ARTW) is estimated to post its quarterly earnings.
- [By Laura Brodbeck]
Monday
Earnings Releases Expected: Citigroup Inc. (NYSE: C), Stanley Furniture Company, Inc. (NASDAQ: STLY), Wintrust Financial Corporation (NASDAQ: WTFC) Economic Releases Expected: Swiss PPI, eurozone industrial productionTuesday
Top 5 Income Stocks To Buy Right Now: Li & Fung Ltd (LFUGY)
Li & Fung Limited is an investment holding company. The Company, along with its subsidiaries, is principally engaged in managing the supply chain for retailers and brands worldwide from over 300 offices and distribution centers in more than 40 economies. It operates in three segments: Trading Network, Logistics Network and Distribution Network. Trading Network segment is engaged in the global sourcing business. Logistics Network segment operates both the Company�� international and domestic logistics services networks globally. Distribution Network segment operates the onshore distribution businesses in the US, Pan-European and Asian regions. In September 2011, the Company acquired Midway Enterprises (Guangzhou) Ltd, Wonderful World (HK) Ltd and Wonderful Overseas Limited, as well as True Innovations, LLC. As of December 31, 2011, its subsidiaries included Integrated Distribution Services Group Limited, LF Centennial Limited and others. Advisors' Opinion:- [By Maria Armental var popups = dojo.query(".socialByline .popC"); popups.forEach]
Li & Fung(LFUGY) will distribute some of Coty Inc.'s(COTY) key brands in China, including Adidas, Rimmel and Playboy, as part of an agreement between the two companies. The move is part of Coty’s efforts to reorganize its business in China and focus on growing its business in the world’s second largest economy, the company said in a statement Tuesday.
Top 5 Income Stocks To Buy Right Now: RMG Ltd (RMG)
RMG Limited is an Australia-based company engaged in mineral exploration for base metals. The Company�� projects include Kamarga Zinc, Kamarga Copper and Mcleans creek. The Kamarga project is within 50kms of bitumen road, slurry pipeline for concentrates to a port, and high-voltage electricity transmission line. During the fiscal year ended June 30, 2012, with the acquisition of the Kamarga zinc project and Zeehan leadzinc-silver project and management focus on these new acquisitions, the two tenements on the South Australian areas have been relinquished. The Company�� subsidiaries include Resource Mining Group Pty Ltd (formerly Springfield Minerals Pty Ltd), San Saba Pty Ltd, Sunlander Nominees Pty Ltd and Moonraker Minerals Pty Ltd. In April 2013, it announced the completion of acquisition of Symon Communications Holdings Corporation. Advisors' Opinion:- [By Joao Lima]
Portugal�� 78 billion-euro bailout package from the European Union and International Monetary Fund requires the government to dispose of assets to raise revenue. The U.K. sold a majority stake in British counterpart Royal Mail Plc (RMG) in October at a price that some lawmakers said was too low. Those shares jumped 38 percent in their trading debut.
Top 5 Income Stocks To Buy Right Now: Greenlight Capital Re Ltd.(GLRE)
Greenlight Capital Re, Ltd., through its subsidiaries, operates in the property and casualty reinsurance business in the United States, Europe, the Caribbean, and internationally. The company?s frequency business includes contracts containing smaller losses emanating from multiple events and enables the clients to increase their own underwriting capacity; and severity business consists of contracts with the potential for significant losses emanating from one event or multiple events. It offers personal and commercial property, general and marine liability, motor liability, motor physical damage, professional liability, financial, health, medical malpractice, and workers? compensation reinsurance products. Greenlight Capital Re, Ltd. sells its products primarily through reinsurance brokers. The company was founded in 2004 and is headquartered in Grand Cayman, the Cayman Islands.
Advisors' Opinion:- [By MONEYMORNING]
They pitched their research hard to client David Einhorn, the billionaire founder of hedge fund Greenlight Capital Re, Ltd (Nasdaq: GLRE). Shortly thereafter Einhorn started shorting the stock.
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